Collision or Upset – When You Have Had An At Fault Accident
When your vehicle is involved in a collision with another vehicle or object (or rolls over), this coverage ism intended to pay for its repair or replacement. The deductible – or agreement for you to pay the first portion of any loss – is the optional component of this coverage.
Comprehensive – Theft, Vandalism And Acts Of God
This coverage is intended to pay for the repair of damage to your car not arising from an accident, such as falling or flying objects, vandalism, wind or hail damage. The deductible – or agreement for you to pay the first portion of any loss – is the optional component of this coverage.
Direct Compensation – You Were Not At Fault
If another licensed Ontario driver is at fault in a car accident, this coverage provides for your own insurer to cover the repairs of damage to your vehicle. There is normally no deductible and a rental is supplied to you while your vehicle is under repair.< Return to Insurance 101
If you require auto body repair in Chatham-Kent, call Imperial Auto Body Shop for a free consultation.